Government Schemes Comparison 2025

ECO4 vs Other Energy Schemes: Complete Comparison Guide

Compare all UK government energy efficiency schemes to find the best funding for your home. Discover which grants offer the most value for heating, insulation, and energy improvements.

UK Government Energy Schemes Overview

Understanding your options is key to maximizing the support available for your home energy improvements.

ECO4 Scheme

Energy Company Obligation 4

Most Popular
Max Value:

£10,000+

Duration:

July 2022 - March 2026

Focus:

Free boilers, heating systems, and insulation

What's Covered:

  • Free boiler replacement
  • Central heating installation
  • Loft and cavity wall insulation
  • +3 more...

Best For:

Households on benefits needing comprehensive heating upgrades

Great British Insulation Scheme

GBIS

Max Value:

£4,000

Duration:

March 2023 - March 2026

Focus:

Home insulation improvements

What's Covered:

  • Loft insulation
  • Cavity wall insulation
  • Solid wall insulation
  • +2 more...

Best For:

Homes needing insulation with moderate incomes

Boiler Upgrade Scheme

BUS

Max Value:

£7,500

Duration:

May 2022 - March 2028

Focus:

Low-carbon heating systems

What's Covered:

  • Air source heat pumps
  • Ground source heat pumps
  • Biomass boilers
  • +1 more...

Best For:

Property owners wanting cutting-edge heating technology

Warm Home Discount

WHD

Max Value:

£150

Duration:

Annual scheme

Focus:

Electricity bill discount

What's Covered:

  • Annual electricity bill credit
  • One-off payment

Best For:

Pensioners and low-income households needing bill help

Side-by-Side Comparison

Compare key features across all major UK energy efficiency schemes.

CriteriaECO4GBISBUSWHD
Maximum Funding£10,000+£4,000£7,500£150
Income RequirementsBenefits or <£31kCouncil Tax A-DNo restrictionsBenefits required
Property RequirementsEPC D-G requiredEPC D-G preferredValid EPC onlyNone
Boiler Replacement✓ Full coverage✗ Not available✓ Heat pumps only✗ Not available
Insulation Coverage✓ All types✓ Comprehensive✗ Limited✗ Not available
Application ComplexityMedium-HighMediumLow-MediumLow

Which Scheme Is Right for You?

Find the best scheme based on your specific situation.

Choose ECO4 If You:

  • Receive income-related benefits
  • Need a new boiler or heating system
  • Want comprehensive home improvements
  • Have an EPC rating of D-G
  • Are looking for maximum funding

Choose GBIS If You:

  • Live in Council Tax bands A-D
  • Need insulation improvements only
  • Don't receive benefits but have low income
  • Want a quicker application process
  • Have an energy-inefficient home

Not sure which scheme you qualify for? Our eligibility checker will assess all available options for your situation.

Check All Scheme Eligibility

Frequently Asked Questions

Can I apply for multiple schemes at the same time?

Yes, you can often combine different schemes. For example, you might qualify for ECO4 for a boiler replacement and GBIS for additional insulation. However, you cannot receive funding for the same measure from multiple schemes.

Which scheme offers the best value for money?

ECO4 typically offers the highest value with up to £10,000+ in funding for comprehensive home improvements. However, the best scheme depends on your eligibility, property type, and specific needs. If you only need insulation, GBIS might be more accessible.

How do I know which scheme I'm eligible for?

Eligibility varies by scheme. ECO4 requires benefits or low income plus poor EPC rating. GBIS focuses on Council Tax bands A-D. BUS has no income restrictions but requires specific heating system replacements. Use our eligibility checker to see which schemes you qualify for.

Do these schemes have waiting lists?

ECO4 can have waiting lists in high-demand areas as funding is limited. GBIS and BUS typically have shorter wait times. WHD is processed annually. We recommend applying early and to multiple schemes where eligible.

What's the difference between ECO4 and the old ECO3 scheme?

ECO4 has expanded eligibility criteria, higher funding limits, and focuses more on whole-house solutions. It also includes more support for vulnerable households and has extended the scheme until March 2026 with increased funding.

Ready to Apply for Government Energy Grants?

Don't miss out on free funding for your home energy improvements. Check which schemes you qualify for and start your application today.